We help individuals and businesses plan for a secure and tax-efficient retirement. We ensure you take full advantage of tax relief on pension contributions and provide expert guidance on managing the complexities of pension planning. Our goal is to help you build a strong foundation for your future, ensuring that your pension strategy aligns with both your long-term financial security and tax efficiency.

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We understand that no two retirement goals are the same, which is why we take the time to understand your current position, income structure, and future aspirations. Whether you're just starting to contribute to a pension or looking to review and consolidate your existing pots, we will guide you toward the most efficient solutions. 

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Our services extend to reviewing employer pension schemes, advising on tax-efficient withdrawals, and projecting retirement income scenarios. We’ll also help you understand how pensions interact with other parts of your financial plan, including inheritance and investment strategies.

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Tax Relief: Contributions to pensions receive tax relief at your marginal rate (20%, 40%, or 45%).

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Annual Allowance: The maximum you can contribute annually is £60,000 (2024/25).

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Lifetime Allowance: The Lifetime Allowance has been abolished as of 2024, allowing you to save more into your pension pot without incurring extra charges.

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Planning for Retirement: We guide you in structuring your contributions and choosing plans that maximize your retirement savings.